Mortgages & Home Buying
Mortgage rates, affordability, down payments and refinancing.
Best Mortgage Lenders for First-Time Homebuyers in 2026
Compare the best mortgage lenders for first-time homebuyers, including options for low down payments, bad credit, and specialized assistance programs.
How Mortgage Rates Work and What Moves Them
Understand what determines mortgage rates, from the 10-year Treasury yield to inflation and Fed policy. Learn how to anticipate rate changes in 2026.
How Much House Can You Afford? A Simple Guide
Learn how to calculate your homebuying budget using the 28/36 rule, factoring in income, debt, and hidden costs. Use our guide to avoid overextending.
How to Save for a Down Payment on a House
Learn effective strategies to save for a down payment, including setting goals, cutting costs, and exploring assistance programs to achieve homeownership.
When Does Refinancing a Mortgage Make Sense?
Discover the key financial goals and calculations that determine if a mortgage refinance is right for you. Learn about break-even points and when refinancing may not make sense.